In a large pot, heat the oil until shimmering and add the ground turkey, onion and garlic. Sauté over medium-high heat for five minutes and add the next eight ingredients (salt through the bay leaf) and stir occasionally until the meat is cooked for about five additional minutes. Add the beer and reduce the heat to medium.
Add the diced tomatoes with their juice and the sauce. Stir to combine.
Rinse the beans thoroughly and add to the chili. Stir to combine, and bring to a boil. Cover and reduce the heat to low. Simmer for at least two hours and up to five, stirring occasionally and making sure to keep the heat low enough to avoid burning.
Serve with cornbread, shredded cheddar cheese, sour cream and a lime wedge.